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Thread: Help! Product Liability Insurance Doesn't Cover The USA :(

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    Question Help! Product Liability Insurance Doesn't Cover The USA :(

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    I've started this new thread in the hope of drawing in some expertise to help with an issue that's come up here - basically i'm trying to organise a group blog giveaway and i had hoped to include entrants from the USA, however, it seems that there is a problem with UK crafters getting Liability insurance that covers them sending to America.

    I don't know much about this type of thing but i feel sure there must be a way around this as so many British crafters do ship to the US - unless they're all just 'taking the risk'...

    can anyone shed any light?! thank you!!
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    My insurers advised that providing I sell overseas under the terms of the UK I am covered.

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    The One at 352 is offline Senior Member 100+ crafts club
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    Hi Carol - can you tell me who insures you please?

    The reason I ask is that I'm with Ian Wallace and he said that had to ensure that the wording 'All Sales subject to UK law' was in all my online listings.

    But that still didn't cover me for sending to the US due to their litigiuos culture.

    I'm sure that putting 'All Sales subject to UK law' didn't mean that I was then covered to send to US.
    Last edited by The One at 352; 21-04-2012 at 02:39 PM. Reason: expanding

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    Thanks Caroline, that's reassuring to know!
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    I am insured through the Artists Network and spoke to the insurers direct think it was Zurich. I was told to ensure that my t & c's stated all sold under UK legislation, never had a problem with that and they fully understood what I did and how I sold.

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    I emailed Ian Wallace about this myself about this- this is what I asked:

    'In terms of your advice on the dealings being subject to UK legislation- is this to deter those from the US and Canada from making a purchase, or does it mean that if they purchase they are agreeing to abide by UK terms of legislation and not their own? I may decide to outright state that I am unable to sell to the US and Canada if it such a legal minefield!'

    And he replied:

    They are agreeing to your terms and conditions, they can make their own decision on purchase which is obviously their prerogative!

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    I guess then that i should create some terms and conditions for the giveaway to state this...

    does anyone else write terms and conditions for a blog giveaway and if so any thoughts on what else i should include...?

    this thread has been v helpful, thanks all
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    Everyone's answer seem to be about selling, but the topic is about doing a giveaway.

    i'm trying to organise a group blog giveaway
    If something is being given away, I wouldn't think you would have to worry about insurance conditions.

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    really? thank goodness for that - i was getting worried!
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    Quote Originally Posted by Mythillogical View Post
    I emailed Ian Wallace about this myself about this- this is what I asked:

    'In terms of your advice on the dealings being subject to UK legislation- is this to deter those from the US and Canada from making a purchase, or does it mean that if they purchase they are agreeing to abide by UK terms of legislation and not their own? I may decide to outright state that I am unable to sell to the US and Canada if it such a legal minefield!'

    And he replied:

    They are agreeing to your terms and conditions, they can make their own decision on purchase which is obviously their prerogative!

    Ian w


    If they are agreeing to your terms and conditions then surely you are covered? i.e. they can only claim if they would be able to under UK law - that's how I read it anyway.
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