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I've just found this link that may explain what you need to know.
Personally, my view is that it is a small price to pay for peace of mind. Most craft policies start at around £50 per annum for cover totalling £1000000+ (I think often as much as £5million). It can usually be arranged very quickly too... the company will often give you a policy number immediately so you have that information even if the policy documents don't arrive with you for a few days.
Si.
Wood Tattoos
Decorative Pyrography for all Occasions - Author of "Woodburning with Style" (2010) and "Learn to Burn" (2013) Facebook Flickr Twitter
if we take it can we put it down as an expense in our accounts ???
Yes, of course.
It's generally recommended because if someone was to injure themselves on your stall they could potentially sue you. Mine is on a policy that also includes product liability insurance.
A lot of policies will cover a certain number of fairs per year and you can pay more if you're going to be doing more. The one I chose covers 50 fairs a year (so is more than enough for me) but I chose it because of the other benefits - it covers my sewing machine, overlocker and computer. It covers stock to & from craft fairs and in the house.
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