It looks like there are several opinions on what constitutes running a business from home for insurance purposes or rates.
I have an office at home but don't see my clients here. I can do my paperwork, answer emails, use the phone etc but my insurer doesn't count that as "running" the business because where I actually earn the money is away from home. So I still have to travel to "work" elsewhere.
For my craft sideline business, I'm thinking of coverting some or all of my garage into a workshop. This is where things seem a bit blurred. If I use it only for preparation of my materials and don't have anyone on the premises is it still a business? We've been asked to do some pottery workshops locally at the customer's site but will need to store materials etc and maybe prep some clay before taking stuff to the other location.
As we're earning the money for this business elsewhere would the workshop/prep room still be a business? Maybe if we do get a kiln that would change things. Currently looking at using one at a local studio but may want our own later.
Defining what running a business is, is looking difficult. I keep garden tools etc in shed and use them in the garden but that doesn't make it a business, unless I started to sell plants, then maybe I running a garden centre!.....I'm going round in circles.
Advice please.
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"..I went from adolescence to senility, trying to bypass maturity.." Tom Lehrer
I have an office at home but don't see my clients here. I can do my paperwork, answer emails, use the phone etc but my insurer doesn't count that as "running" the business because where I actually earn the money is away from home. So I still have to travel to "work" elsewhere.
For my craft sideline business, I'm thinking of coverting some or all of my garage into a workshop. This is where things seem a bit blurred. If I use it only for preparation of my materials and don't have anyone on the premises is it still a business? We've been asked to do some pottery workshops locally at the customer's site but will need to store materials etc and maybe prep some clay before taking stuff to the other location.
As we're earning the money for this business elsewhere would the workshop/prep room still be a business? Maybe if we do get a kiln that would change things. Currently looking at using one at a local studio but may want our own later.
Defining what running a business is, is looking difficult. I keep garden tools etc in shed and use them in the garden but that doesn't make it a business, unless I started to sell plants, then maybe I running a garden centre!.....I'm going round in circles.
Advice please.
__________________________________________________ __________
"..I went from adolescence to senility, trying to bypass maturity.." Tom Lehrer
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