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  • Craft Insurance

    Hi does anyone have suggestions for Public Liability Insurance, I only sell my Jewellery at Xmas time at Craft Fairs and am looking for a cheap Insurance which I must have. PAIN

  • #2
    In the same boat!

    Hi Brenda

    I'm in the same boat as I attend fairs (a bit different as Family History) but have been told I also need public liability insurance. I eagerly await some ones response.

    Miss Dynamite

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    • #3
      I have public liability insurance as it has been a requirement when I have booked the craft fairs. I got mine from Combined Market Traders Insurance Association. Search for them in Google

      I paid just under £50 for the year.
      Debs

      My website: www.debeadz.co.uk

      My blog: www.debeadz.blogspot.com

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      • #4
        I use Walker Midgley Insurance Brokers in Sheffield and it is £27.50 for £5000000 cover
        while i knit i think

        http://foxyscraftythoughts.blogspot.com

        http://thecraftyfox.misi.me.uk

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        • #5
          Wow!! That was cheap I missed that one! I went to Ian W Wallace Ltd
          very easy to deal with I paid £66.50 for £1,000,000 cover public/products liability.

          kim
          www.kimsmithcharmbracelets.co.uk
          www.kimmsmith.etsy.com

          www.facebook.com/kimsmithcharmbracelets

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          • #6
            Originally posted by craftyfoxni View Post
            I use Walker Midgley Insurance Brokers in Sheffield and it is £27.50 for £5000000 cover
            WOW, that IS cheap for £5M - that's a standard cover policy?
            Doing nothing is harder than it looks!
            Free Classifieds

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            • #7
              Originally posted by Debeadz View Post
              I have public liability insurance as it has been a requirement when I have booked the craft fairs. I got mine from Combined Market Traders Insurance Association. Search for them in Google

              I paid just under £50 for the year.
              I'm with the CMTIA as well, they were very helpful and the certificate arrived quickly (laminated too!)

              Si (easily pleased)
              Wood Tattoos
              Decorative Pyrography for all Occasions - Author of "Woodburning with Style" (2010) and "Learn to Burn" (2013)
              Facebook
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              • #8
                Insurance

                Thanks alot Brilliant, will try them
                Originally posted by craftyfoxni View Post
                I use Walker Midgley Insurance Brokers in Sheffield and it is £27.50 for £5000000 cover

                Comment


                • #9
                  A good insurance brooker is...

                  I use GM Imber and they are £50 a year and cover you up to £5 million!
                  Their phone no is 0870 606 6668
                  I hope this helps!

                  Comment


                  • #10
                    Originally posted by craftyfoxni View Post
                    I use Walker Midgley Insurance Brokers in Sheffield and it is £27.50 for £5000000 cover
                    I've just got a quote from them and its:

                    £2,000,000 = £156.45
                    £3,000,000 = £190.42
                    £4,000,000 = £223.50
                    £5,000,000 = £245.85

                    This is all for Public Liability on their Stallholders Insurance - have I asked for the wrong thing?? Think I may go and give GM Imber a try...........

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                    • #11
                      I use Ian Wallace Craft insurance - great service !
                      Manda
                      My Website
                      My Blog

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                      • #12
                        Cmtia

                        We always recommend CMTIA to our crafters. And not because we get commission - we don't, I wish!

                        I paid £48 for a year's coveage. I thought it was £5mil public liability and £5mil product liability, but when the lamited certificate arrived it was £10 public liability (perfect for organisers) and £5mil product liability, so we were really pleased.

                        Jules
                        Apple Tree Crafts
                        www.appletreecraftfairs.com

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                        • #13
                          i had no idea you actually needed public liability insurance to do a craft fair!!, what exactly does it cover?

                          i've even heard of something called 'product liability insurance', is it all necessary or is it all a way of asking for money for old rope?
                          lucykate crafts... blog

                          lucykate crafts... on etsy

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                          • #14
                            If....

                            ...it were up to me, I'd say it was bunkum. But HSE says it has to be, so be it is.

                            I suppose that there's every chance it might be needed, some one may decide to sue you for a toe stubbed on your table or some such nonsense. Or they might swallow a bead, or be strangled by an apron cord. Everything is so 'Nanny state' these days.

                            To my mind, it really prohibits someone trying out craft fairs for the first time. £50 on top of your tables fees and expenses. Ludicrous, but there you go.

                            Jules
                            Apple Tree Crafts
                            www.appletreecraftfairs.com

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                            • #15
                              Am glad I tuned into this thread then cos I didnt realise I needed liability insurance to attend the fairs as a stallholder, I kinda had the impression it was just the organisers who needed to have insurances sorted out....just goes to show doesnt it?

                              I have liability cover as a complementary therapist...d'ya suppose that would do or will it be worded differently for different types of business?

                              I know I'm tagging onto someone's question here but hopefully its OK as its on the same subject?!

                              Thanks
                              Shaz x
                              Keepsake Kollections
                              & Rossendale Ramblings!
                              http://focusonlife-shaz.blogspot.com

                              Where else can you get Mental and Retail Therapy?!

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