Craft Insurance

[Brenda]

Hi does anyone have suggestions for Public Liability Insurance, I only sell my Jewellery at Xmas time at Craft Fairs and am looking for a cheap Insurance which I must have. PAIN

[Miss Dynamite]

Hi Brenda

I'm in the same boat as I attend fairs (a bit different as Family History) but have been told I also need public liability insurance. I eagerly await some ones response.

Miss Dynamite :mf:

[Debeadz]

I have public liability insurance as it has been a requirement when I have booked the craft fairs. I got mine from Combined Market Traders Insurance Association. Search for them in Google

I paid just under £50 for the year.

[craftyfoxni]

I use Walker Midgley Insurance Brokers in Sheffield and it is £27.50 for £5000000 cover

[flutterbybutterfly]

Wow!! That was cheap I missed that one! I went to Ian W Wallace Ltd
very easy to deal with I paid £66.50 for £1,000,000 cover public/products liability.

kim
www.kimsmithcharmbracelets.co.uk (http://www.kimsmithcharmbracelets.co.uk)

[GEM]

I use Walker Midgley Insurance Brokers in Sheffield and it is £27.50 for £5000000 cover
WOW, that IS cheap for £5M - that's a standard cover policy?

[woodtattoos]

I have public liability insurance as it has been a requirement when I have booked the craft fairs. I got mine from Combined Market Traders Insurance Association. Search for them in Google

I paid just under £50 for the year.

I'm with the CMTIA as well, they were very helpful and the certificate arrived quickly (laminated too!) :p

Si (easily pleased)

[Brenda]

:)Thanks alot Brilliant, will try them :mf:I use Walker Midgley Insurance Brokers in Sheffield and it is £27.50 for £5000000 cover

[BaaBaa Cards]

I use GM Imber and they are £50 a year and cover you up to £5 million!
Their phone no is 0870 606 6668
I hope this helps!

[clared]

I use Walker Midgley Insurance Brokers in Sheffield and it is £27.50 for £5000000 cover

I've just got a quote from them and its:

£2,000,000 = £156.45
£3,000,000 = £190.42
£4,000,000 = £223.50
£5,000,000 = £245.85

This is all for Public Liability on their Stallholders Insurance - have I asked for the wrong thing?? Think I may go and give GM Imber a try...........

[MangoBeads]

I use Ian Wallace Craft insurance - great service !

[Apple Tree Crafts]

We always recommend CMTIA to our crafters. And not because we get commission - we don't, I wish!

I paid £48 for a year's coveage. I thought it was £5mil public liability and £5mil product liability, but when the lamited certificate arrived it was £10 public liability (perfect for organisers) and £5mil product liability, so we were really pleased.

Jules

[lucykate crafts...]

i had no idea you actually needed public liability insurance to do a craft fair!!, what exactly does it cover?

i've even heard of something called 'product liability insurance', is it all necessary or is it all a way of asking for money for old rope?

[Apple Tree Crafts]

...it were up to me, I'd say it was bunkum. But HSE says it has to be, so be it is.

I suppose that there's every chance it might be needed, some one may decide to sue you for a toe stubbed on your table or some such nonsense. Or they might swallow a bead, or be strangled by an apron cord. Everything is so 'Nanny state' these days.

To my mind, it really prohibits someone trying out craft fairs for the first time. £50 on top of your tables fees and expenses. Ludicrous, but there you go.

Jules

[Focus on Life]

Am glad I tuned into this thread then cos I didnt realise I needed liability insurance to attend the fairs as a stallholder, I kinda had the impression it was just the organisers who needed to have insurances sorted out....just goes to show doesnt it?

I have liability cover as a complementary therapist...d'ya suppose that would do or will it be worded differently for different types of business?

I know I'm tagging onto someone's question here but hopefully its OK as its on the same subject?! :confused:

Thanks
Shaz x

[Apple Tree Crafts]

I have liability cover as a complementary therapist...d'ya suppose that would do or will it be worded differently for different types of business?:confused:

Thanks
Shaz x


I'd phone your insurance broker and ask them...they should know exactly what your policy contains and better to be safe than sorry. I know a few of our crafters use insurance that they have for their jobs for their craft fairs.

Jules

[woodtattoos]

We always recommend CMTIA to our crafters. And not because we get commission - we don't, I wish!

I paid £48 for a year's coveage. I thought it was £5mil public liability and £5mil product liability, but when the lamited certificate arrived it was £10 public liability (perfect for organisers) and £5mil product liability, so we were really pleased.

Jules

Jules,

Here's a question for you... does the standard CMTIA policy automatically give both product and public liability as above?

I was wondering about organising a small craft fair locally but had held off the idea as I thought I would need to organise public liability separately as an organiser. I assumed my policy with CMTIA was just for use as a crafty stall-holder etc.

Sorry to ask you but it saves me rummaging for my policy certificate when I'm too lazy to move away from the computer!

Si.

[Selina]

Thanks to the forum I just got my insurance from the CMTIA for £47 after being quoted £150 by the company my hubby uses! Selina

[Anne]

... I just rang that Walker Midgley for a quote and the first thing the lady said was... 'It's not cheap'... I don't think you're gonna sell anything starting with that line!

I just got quoted £156.00 for £2m cover.... didn't go any further!!

[woodtattoos]

... I just rang that Walker Midgley for a quote and the first thing the lady said was... 'It's not cheap'... I don't think you're gonna sell anything starting with that line!

I just got quoted £156.00 for £2m cover.... didn't go any further!!

Wow, she must have flown through her marketing and sales exams! :D

Si.

[ievaceramics]

I will be getting AIR Public and products insurance, seems pretty good

£34 for £5m AIR Public and products liability insurace and you get access to very useful art info.

As I`m newbie I`m not allowed to link, but try out a-n.co.uk