What computer have you got

[Seahorse]

If im gona attempt to sell thinsg I need to drag myself into this century and get a computer.
It will be handy for my parents too as they can email relatives and buy plane tickets for their many many many holidays(one of the many plus sides of being retired)

Anyhoo, what computer have you got, how much was it, what internet user do you use,how does the computer know its attatched to the internet etc?

Please bare in mind i know nothing about computers.

[carolinemhannon]

i got a new computer recently

but when looking for a computer think about what sort of money you want to spend

do you want a desktop or laptop?

what do you want to use your computer for?

if you just want it to use the internet you can get a cheaper on e

i use my laptop for my website as well as picture editing etc, and i also have wireless interent so i can use it anywhere in the house.

you can get some good laptop and desktop computers now for under £500

try dell or pc world, both have some good deals on

[beadsbydesign]

dell always come up reallly well in the WHICH? magazines. But as a hint, do not settle for the first price they quote you. You can haggle with them and get really big reductions. I hate the idea so I leave it to my DH who loves the challange!

[carolinemhannon]

i generally leave that to my boyfriend too, he works with computers so he know what he's on about

[Seahorse]

Id want to run a website and order products from comapnies.
I saw a Dell PC in Dixons for £319.

[Sticky Nicky]

Mine's isnt anything special at all to be honest and i think the cheaper Dell ones will be enough for what you're looking to do.

Get yourself a cheap computer and get your stuff on ebay and i'm sure it will sell !!!!!!!!!!!!

[Seahorse]

Ahhh, thanks.


I was also wondering-A question for people that make things for their business at home.Do you have to insure your home as a place of work or does it just come under normal house insurance?

[nattynetty]

Hi Seahorse

I had my home insurance with Nationwide and I just upgraded to the next package up which includes working from home (plus cover for other things like if my hubby floods the house with his DIY skills :rolleyes: etc etc) - it didn't cost all that much more ... I'd imagine all other companies do pretty much the same thing.

Oooh just thought, check whether your current insurance already covers you 'cos the one we upgraded from was just the cheapy budget type.

Netty

[Seahorse]

Thanks, Il ask.My parents pay all the bills(yes I still live at home).
Maybe if i get my butt into gear I may be able to earn enough money to pay something towards insurance.

[Seahorse]

Im so confused, Ive been told that Apple is a good make too and Dell like to increase prices by adding extras!!!!
Soooo confuzzed.

[GEM]

Im so confused, Ive been told that Apple is a good make too and Dell like to increase prices by adding extras!!!!
Soooo confuzzed.

dell is definately the way forward. they have PC's that are just fine for less than £400

as long as it has the following you will be ok for a while.

80+ GIG hard drive
3 gig processor (preferrably Pentium, Athelon is OK, steer clear of celeron)
512mb ram
DVD/RW
minimum 17" screen

James.

[0103media]

Im so confused, Ive been told that Apple is a good make too and Dell like to increase prices by adding extras!!!!
Soooo confuzzed.

What do you want to do with it is the question..

[Seahorse]

Run a website with pictures/secure credit card system.Parents would want to book plane tickets, surf the net for supplies, send emails.
Thats about it really.

[0103media]

Run a website with pictures/secure credit card system.Parents would want to book plane tickets, surf the net for supplies, send emails.
Thats about it really.

I'd go with a dell.. Just looked and found
£425.88
Includes VAT & Shipping


For the best basic setup..
£590.38Includes VAT & Shipping

With office and a flat screen...

Both with the P4 processor and 512mb of ram..

Pretty good deal imho..

For what your looking for this is way better than you need but worth the investment in the furture plus it will all go against tax..

2yrs ago it would of been 100% off tax its about 50% now..

Hope that helps..

[Seahorse]

It does thanks.

Whats this off tax thingy,ive forgotten?

[0103media]

It does thanks.

Whats this off tax thingy,ive forgotten?

LOL.. Save all you spend on the business and set against tax..

The way the tax works in the uk is that you only get taxes on profit..
e.g. spend money on a websites that is a cost thus go against your tax..

I try and make it simple.. lets say you sell cars..
cars worth loads ££££
So you buy in a car for £100,000 and sell for £120,000 make a profit of 20k so the 100k goes against tax or you'd be taxed on £120k which wouldn't be nice ;)

If you run a website then u need a pc this its a business expense..
Your need to register selfemployed before purchasing the pc but you can backdate upto 3months when registering for free or be charged for backdating furture..

Hope that helps a little ?

[Seahorse]

Aha!!Its all so clear now.
Im really nervous about registering with the Inland Revenue.Do I have to speak to real people?
Is it easy or will I get kerfuffled?

[0103media]

Aha!!Its all so clear now.
Im really nervous about registering with the Inland Revenue.Do I have to speak to real people?
Is it easy or will I get kerfuffled?

I went in the my local office.. then the guy fill all the forms out and anwser all the questions you might have...

I've only talked to 1 unfriendly IR person all the rest have been SO nice to me..

I even got phoned to remind my to pay my taxes which was nice imho.. company never phone to remind you of bills etc..

Trust me its very easy to do.. Best to go to your local office I reackon.. :D

[Seahorse]

Thanks, Im having a look for one.
You make it sound so easy.
Is it literally, fill in a form/s then they take money when its due kind of thing.

[0103media]

Thanks, Im having a look for one.
You make it sound so easy.
Is it literally, fill in a form/s then they take money when its due kind of thing.

yep.. The had thing is to save the money you make and not spend it..

e.g. £1k isn't all yours ;)

Its worth setting up a saving account for your business and putting 30-40% into it every month thus the first month you'd have £700 in your current and £300 in saving's...

I try and do the above as much as posiable but its hard..

Your first big tax bill will come when your earn save £12k plus and for me it was a shocker... In Jan this year I had to pay all last yrs and half of this years... Then this month I have to pay the other half of this years..
5 figures OUCH :( ... Anyway save save and save... :D

Best of luck...

[Seahorse]

In my stars today it said alot about playing it safe(which I do)is dull and I should make a change.